Aiden Fahimi
Aiden Fahimi of Expo Lending LLC writes about DSCR loans (standard), DSCR interest-only, Sub-1.0 DSCR and related financing for borrowers in Texas.
- DSCR Cash-Out Refinance vs. Your Texas Homestead
Why pulling equity out of a Texas rental works nothing like a cash-out on your own home — and the several forms a DSCR cash-out refinance can take.
- Five Doors, One Loan: Fort Worth DSCR Portfolio Loans
You own several Fort Worth rentals. Here is how a DSCR portfolio loan blends them into one file, what cross-collateralization costs you, and when to skip it.
- LLC or Personal Name on a Texas DSCR Purchase?
How entity vesting actually changes a Texas DSCR file — underwriting, personal guarantees, title and insurance — and when taking title in your own name is fine.
- Interest-Only vs Amortized DSCR on a Dallas Rental
When interest-only DSCR beats a fully amortized DSCR loan on a Dallas rental — how the coverage math changes, what the reset costs you, and how to choose.
- How Lenders Underwrite Texas Short-Term Rental Income
How DSCR lenders underwrite projected nightly income on a Galveston or Fredericksburg short-term rental, and which DSCR structure fits when the ratio is thin.
- Six Kinds of DSCR Loan a Texas Investor Can Use
DSCR is not one product. Standard, interest-only, sub-1.0, short-term rental, entity-vested and portfolio DSCR each solve a different problem in DFW and Houston.
- Sub-1.0 DSCR Financing in Texas: What It Takes
Your Dallas-Fort Worth or Houston rental doesn't cover the payment. Here is how sub-1.0 DSCR underwriting actually works, and what a lender wants instead.